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Oct 09

RESPA Changes Are Coming!

Posted by: Anna Gonzales |
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RESPA rule changes are going to be effective on January 1, 2010.  The changes are significant and will have a great deal of impact on how we quote fees, prepare our HUD-1 statements and present the HUD-1 at the signing table.

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Oct 09

What is a Real Estate "Closing"?

Posted by: Anna Gonzales |
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In a real estate transaction, a closing is a final procedure in which documents are executed and the sale or loan is completed.

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Oct 07

What is a Title Commitment

Posted by: Anna Gonzales |
The first time you receive a copy of a title company commitment, you might find it difficult to understand.  Actually, the commitment is an easy document to read.  Once familiar with the commitment, it becomes a road map to follow to ensure that the property being transferred is in insurable condition.

Explanation:

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Sep 21

Title Insurance & Why You Need It

Posted by: Anna Gonzales |
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By Anna Gonzales, First American Title

Title insurance has become an important necessity do to the high risk involved in buying, selling or financing real property. Title insurance is an insured statement of the condition of your “title” or ownership rights to a certain piece of property.

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